County Recorder Introduces FREE Program to Help Combat Real Estate Property Fraud

Montgomery County Recorder Brandon McClain is introducing an innovative new plan to protect homeowners from property fraud. Title fraud is a complex scheme that can cause a homeowner to be in foreclosure without any warning.  There have been at least a dozen local instances of this fraud since 2017 and it is continuing to grow.                              

McClain has introduced a Fraud Alert Notification (FAN) System which serves as a proactive safety net to combat property fraud by alerting property owners anytime a transaction occurs relating to the registered property.       

“We want to be proactive in preventing title fraud, rather than reactive and only responding after the initial owner finds out they are in deep trouble,” said McClain. “Our homes are our most valuable investment and we need to work together to protect them.”

Typically, an individual with fraudulent intent, works with a notary to forge a deed that is unknown to the homeowner. The deed is then used as collateral in a loan and when the individual defaults on the loan, the lender comes after the initial homeowner and it becomes an expensive and stressful nightmare.

“Information is the key to preventing this kind of title fraud. Individuals intending to commit fraud, depend on the deed being transferred without the homeowner of the property knowing but that’s where our new FAN System can begin to identify fraudulent activity immediately,” he said. 

“Once a homeowner registers in the FAN System, he or she is automatically notified whenever there is a transaction on their property. Any unauthorized transaction on a property should be reported immediately to law enforcement for corrective action,” said McClain.                                      

Homeowners or investors of a property must register in order to be notified. Registration is quick and free. Simply go on-line at or visit the Montgomery County Recorder’s Office between 8:00 a.m. and 5:00 p.m. weekdays on the 5th floor of the County Administration Building, 451 West Third Street, Dayton, Ohio 45422. Any questions, comments or concerns can be directed to (937) 225-5980.                      

“This is a free and easy way to protect your home and I encourage all homeowners and investors to take the simple step and register today,” said McClain.

The official launch date of the Fraud Alert Notification System is Thursday, May 17, 2018.