Request email notification when page changes E-Notify
Homeowner resource guide banner

The Montgomery County Homeowner Resource page is meant to assist our residents in navigating how to own their own home. Our community is full of useful resources and we want to ensure that every resident is aware of the services that are available to them. While our staff researched each resource included, the Montgomery County Human Services Planning & Development Department does not endorse nor guarantee the quality of services offered by the service providers listed on this website. If you are aware of any homeowner resources that may be of help to your fellow community members, or you notice one of the resources listed is no longer working, please send your recommendations to and we will do our best to review the list.

Financial Resources:

Kettering Home Rehabilitation Loans – Residents of the City of Kettering are eligible to receive low interest loans that can be used to hire contractors to complete home improvements

Down Payment Assistance in Montgomery – Programs assisting with paying a down payment for new homeowners in Kettering, Dayton, and in other Montgomery County areas

Help with Mortgage Refinancing – The HomeOwnership Center will provide guidance to those who need to refinance their current mortgage 
-          Location: 130 West Second Street, Suite 1420, Dayton, OH 45402                 
-          Business Hours: Mon-Thurs 8AM-6PM

                                                 Fri-Sun: Closed
-          Phone Number: (937) 853-1600

Financial Assistance for Veterans – Veterans of Montgomery County who are in need of help can apply for mortgage assistance

Homeownership Center Mortgage Assistance Program 

Home Repair Programs:

Rebuilding Together | Dayton – Rebuilding Together will complete critical repairs and install accessibility modifications for low-income individuals who live in Montgomery County and are 60 or older

County Corp Homeowner Assistance – County Corps will provide emergency repairs or perform urgent maintenance needs

MVCAP Home Repair Program – Community Action Partnership will provide free home repairs to income eligible homeowners

Habitat for Humanity Dayton Home Repairs – Habitat for Humanity will complete home repair projects owner-occupied homes that meet income requirements

People Working Cooperatively Home Repairs – Apply for free home repairs completed by PWC Volunteers

Home Renovations for Veterans – Veterans can apply for free mobility-related updates to their homes

Legal Resources and Neighbor Mediation:

Ohio Legal Help – Provides legal information, forms, and lawyers for those struggling with foreclosure

Neighbor Mediation Services – The Dayton Mediation Center will provide mediation services to you and your neighbor who are experiencing conflict
-          Location: 371 W. Second Street 3rd Floor, Dayton, OH 45402                
-          Business Hours: Mon-Fri 8AM-5PM

                                                 Sat: 9AM-12:30PM
                                                        Sun: Closed

-          Phone Number: (937) 333-2345                                                                                          

Educational Resources:

Foreclosure Assistance – Montgomery County’s foreclosure website provides foreclosure prevention tips, resources in our community, and more

Homeowner Classes – The HomeOwnership Center provides classes for first-time home buyers, classes for learning to maintain your home, and financial literacy courses