Mental Health Awareness MonthMcBenefits Home

Flexible Spending Accounts

Flexible Spending Accounts are administered by Navia Benefit Solutions. If enrolled, you can register for online at www.naviabenefits.com - Employer code MO4.


Healthcare/Medical FSA

  • Available if you are not covered under a Montgomery County health plan, or if you are covered under a Montgomery County health plan but are not eligible to contribute to the Health Savings Account (HSA).
  • Use to pay expenses for medical, dental, and vision services.
  • Pre-Tax payroll deduction up to $3,050 annually.
  • Annual rollover up to $610.00 is permitted. All other funds must be used within the plan year.
  • Upon separation from the County, funds may be used for eligible expenses within 90 days of your last day of employment. Any remaining funds will be forfeited.

Limited Purpose FSA
  • Available if you contribute to Health Savings Account (HSA).
  • Expenses are limited to dental and vision services.
  • Pre-Tax payroll deduction up to $3,050 annually.
  • Annual rollover up to $610.00 is permitted. All other funds must be used within the plan year.
  • Upon separation from the County, funds may be used for eligible expenses within 90 days of your last day of employment. Any remaining funds will be forfeited.

Dependent Care FSA
  • The dependent care FSA will reimburse claims for expenses incurred to allow the employee and if married, their spouse, to work, attend school full time, or be searching for employment. These expenses can include before and after school care, care provided at a licensed daycare center, summer day camp and a private babysitter. Preschool is also considered an eligible expense. Amounts paid for kindergarten and other school tuition do not qualify for reimbursement because the primary purpose is for the education of the child and not the care of the child.
  • Montgomery County will match up to $2,500, dollar for dollar effective January 1, 2023
  • Pre-Tax Payroll deduction up to $5,000 if single or married filing jointly tax return; $2,500 if married filing separately, including the match
  • Use it or lose it;
  • Eligible dependents are children under age 13 who qualify as a tax dependent for federal tax purposes; your spouse or elderly parent or any other qualified dependent who is physically or mentally incapable of self-care;
  • Upon separation from the County, funds may be used for eligible expenses within 90 days of your last day of employment. Any remaining funds will be forfeited.


Claim Form
Comparisons of HSAs, FSAs and HRAs
FSA Eligible Expenses
HRA Navigation Guide
Healthcare FSA and Day Care FSA
FlexConnect
Contribution Limits
Enrollment Kit
Participant Registration Instructions