Life Insurance
Montgomery County provides Basic Life and AD&D policies to employees at no cost through The Standard.
- $60,000 or $50,000 policies based on bargaining unit group
- Policies can be port/converted upon termination/retirement. See port/convert flyer for details!
Supplemental Life Insurance:
New employees can purchase supplemental life insurance up to $350,000, and spouse coverage up to $50,000, without providing an Evidence of Insurability (EOI) to The Standard if coverage is elected within the first 30 days of employment
If you wish to increase your coverage due to a qualifying life event or during open enrollment, you will be required to complete an EOI with The Standard.
Employee Life Insurance
You may apply for additional life insurance for yourself in increments of $10,000 up to $500,000.*
Spouse Life Insurance
You may apply for spouse supplemental life coverage in increments of $5,000 up to a maximum of $250,000. You must have employee supplemental life insurance to qualify for spouse supplemental life coverage, and your spouse coverage cannot exceed 100% of your supplemental life insurance coverage.
Dependent Life Insurance
Coverage for dependent children is available in the amount of $10,000 or $20,000. Dependent coverage cannot exceed 100% of your supplemental life insurance coverage. One rate covers all eligible dependent children.
The Standard
Phone: 888-937-4783
Group Policy #: 170740
*Does not apply to PHDMC
- Basic Life and AD&D Benefits at a Glance.pdf
- Supplemental Life Coverage Highlights.pdf
- Short-Term Disability Coverage Highlights.pdf
- Travel Assistance.pdf
-
Life Services Toolkit.pdf
Estate and Financial Planning, Identity Theft, and more!
- Port/Convert Life Policy FAQs.pdf