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Medicaid Benefit Designed for People
Who are Aged, Blind or Disabled

Ohio Medicaid offers programs for older individuals and persons with disabilities to help with medical bills. To qualify for Aged, Blind or Disabled (ABD) Medicaid, one must be:

  • Age 65 or older, or
  • Considered legally blind, or
  • Classified by the Social Security Administration as a person with a disability, and
  • Meet the basic requirements

Proof of income, resources, age or disability, citizenship and other health insurance is required. A face-to-face interview is not required in Montgomery County, and applicants can ask an authorized representative to apply on their behalf.

The Medicaid resource limit is now $2,000 a month for individuals and $3,000 for married couples. The home you reside in, one car and your household possessions are exempt resources. Your case worker will determine which items are counted or exempted.

When clients are over the monthly income standards, they are required to pay a “spenddown” if they want Medicaid to pay a portion of the medical costs. Ways to meet your spenddown obligation:

  • Pay-in method – Make payment directly to the cashier’s office at Montgomery County Job and Family Services.
  • Incurred method – Use medical bills incurred during a calendar month that equal or exceed spenddown amount (mail bills directly to your case worker).
  • Combined method – Payment to cashier’s office paired with sending incurred bills to your case worker.
  • Unpaid past medical bills – You can use past bills that are unpaid and exceed your spenddown in any one month (mail bills to case worker).

For more details, click on this link.

Note: Bills need to include the date(s) of service, and statement date must be current.