• Burial Benefits
  • Education & Training
  • Vocational Rehabilitation & Employment
  • Compensation
  • Pension
  • Aid & Attendance
  • DIC
  • Income
  • Home Loan
  • Life Insurance
  • Health Care
  •  

    Home Loan

    VA offers a number of lean services to eligible veterans, some military personnel, and certain surviving spouses.  

    • Guaranteed Loans:  VA can guarantee part of a loan from a private lender to help you buy a home, a manufactured home, a lot for a manufactured home, or certain types of condominiums. VA also guarantees loans for building, repairing and improving homes.
    • Refinancing Loans: If you have a VA mortgage, VA can help you refinance your loan at a lower interest rate. You may also refinance a non-VA loan.
    • Special Grants: Certain disabled veterans and military personnel can receive grants to adapt or acquire housing suitable for their needs.

    Time Limits: There is no time limit for a VA home loan.

    • Service members, veterans, reservists, and unmarried surviving spouses
    • Individual is responsible for loan, not the VA
    • VA can hold veteran responsible for any liability that the VA incurs
    • For purchase of home, apartment building (up to 4-units), condominium, and more
      (If apartment building, MUST occupy one of the apartments)
    • Restrictions on mobile homes
    • Restrictions on home building, repairs

    May be available for spouses of deceased veterans who have not remarried.

    View form used to Request a Certificate of Eligibility for a VA Home Loan.