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    Tax Liens

    TAXLIENINFO

    Customer Service: (937) 225-4010, Option 1
    Delinquency Department: (937) 225-4010, Option 2
    Tax Lien Department: (937) 225-4010, Option 8
    Email Inquiries: taxliensales@mcohio.org

    Our Mission

    To collect delinquent tax dollars that are needed to fund our schools and vital services while offering property owners the opportunity to retain their properties and avoid foreclosure.

     

    Our Vision

    To assist property owners in paying their delinquent taxes through progressive programs. To rehabilitate unwanted properties and vacant land into productive properties that add value to the community. To invest the delinquent monies collected to support our schools and youth and vital services needed to grow stronger communities.

     

    •  Purchaser only holds a lien against the property.
    •  Purchaser has no legal rights of property ownership.
    •  All certified delinquent properties are eligible for sale.
    •  Parcels will be bundled and sold as a package.

     

    ** If a tax lien is not paid one year after the date of the sale, the lien purchaser can start foreclosure, which could result in the loss of your property.
    ** Current taxes must be paid on time and in full to avoid a second, subsequent tax lien.
     
    > Important Notice Regarding PREDATORY LENDING   << 

    Please review this site's disclaimer and check this Web site regularly for updates. 

     

    FREQUENTLY ASKED QUESTIONS

    1.  What is a Tax Lien?

    Montgomery County Treasurer's Office sells the past due taxes to a  third party to collect those past due taxes.

    2.  Why is my property on the Tax Lien Sale list?

    Your property was selected to be on the Tax Lien Sale List because the property has past due real estate taxes.

    3.  What is a Tax Lien Sale?

    Liens consist of past due taxes plus fees, penalties, and interest that are sold to qualified financial lenders.  Liens are sold in large bundles and CANNOT be bought individually.

    Twelve (12) months after the date of the sale of the lien, if the owner fails to pay off the amount owed on the lien, the purchaser of the lien has the option to foreclose on the property.

    4.  How much do I owe?

    If a lien has NOT been sold on your property contact the Montgomery County Taxpayer Customer Service Department at 937-225-4010, Option 1, to obtain the past due balance.

    If a lien HAS been sold on your property contact the Montgomery County Tax Lien Department at 937-225-4010, Option 8, to obtain the past due balance.

    The Montgomery County Treasurer's Office is open between the hours of 8:00 AM and 5:00 PM, Monday through Friday.

    5.  My lien is going to be/has been sold, does this mean I am losing my property?

    Before a lien on your past due taxes is sold, you have two options.  You can pay your past due taxes OR you may be eligible to enter into a payment plan to pay your past due taxes.

    After the sale there will be additional fees and interest charged against your property. 

    If full payment is not made within twelve (12) months of the date your lien is sold, the Purchaser of your lien can foreclose on your property which could lead to the loss of your property.

    6.  How do I make payments?

    If a tax lien has been sold, please contact the Lien Department for payment information at 937-225-4010 Option 8

    7.   Do I need to make payments on both my tax lien and my current taxes?

    Yes, properties with tax liens sold still owe real estate taxes every year. 

    Property owners must pay BOTH the tax lien as well as pay current taxes during regular payment periods (February and July). 

    Payments must be made in the form of cash, money order, or cashier's check.

    If taxes are not paid during regular payment periods, a second lien CAN be sold on additional unpaid real estate taxes.  Additional fees and penalties will be charged for a second lien.

    8.  Who bought my tax lien?

    Tax liens are sold in large bundles to qualified financial institutions.  When a tax lien is sold, the property owner receives notification by certified mail with the name of the Lien Purchaser.  You may also contact the Montgomery County Treasurer's Office at 937-225-4010, Option 8, to obtain this information.

    9.  What happens if I do not pay?

    If the property owner CANNOT pay the Montgomery County Treasurer's Office the remaining debt owed on the tax lien, then the lien purchaser has the option to begin foreclosure. 

    Foreclosure CAN result in the loss of your property.

    Foreclosure can be avoided by paying off the tax lien.  Contact the Montgomery County Treasurer's Office to pay off a tax lien.

    10. Can I buy my own tax lien?

    No.

    11. Why is Montgomery County selling tax liens?

    Montgomery County property owners have a duty and obligation to pay Real Estate Taxes.  Real Estate Taxes are an important funding source for local schools and services provided by local governments.  Property owners who do not pay their taxes pass this responsibility to those who do pay their taxes.  The Tax Lien Sale provides immediate funding of past due tax dollars to the schools and local governments.

     

     

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