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Benefits: Medical

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Medical Options

Montgomery County's medical coverage is administered by UMR/UHC. When choosing your benefits, keep in mind that your portion of the medical coverage is automatically payroll-deducted using your pre-tax dollars, providing you with a significant tax break.


BASIC PLAN   ENHANCED PLAN
In Network Out of Network In Network Out of Network
Annual Deductible
Employee Only
Family

$1,600
$3,200

$3,200
$6,400

$1,400
$2,800

$2,800
$5,600
Annual Out-Of-Pocket Max
Employee Only
Family

$5,000
$10,000

$10,000
$20,000

$3,500
$7,000

$7,000
$14,000
Preventative Care Covered at 100% Not Covered Covered at 100% Not Covered
Co-Insurance (after deductible) 70% / 30% 60% / 40% 80% / 20% 60% / 40%
Office Visit / Exam 70% / 30% 60% / 40% 80% / 20% 60% / 40%
Emergency Room (after deductible) 70% / 30% 60% / 40% 80% / 20% 60% / 40%
Urgent Care (after deductible) 70% / 30% 60% / 40% 80% / 20% 60% / 40%
Ambulance (after deductible) 70% / 30% 60% / 40% 80% / 20% 60% / 40%

 

Basic Plan

 

Enhanced Plan

 


Resources


Teledoc Information